COMMERCIAL PROPERTY INSURANCE
from Laguna Blue Insurance Agency
Whether you're new to the area or just shopping for a better policy, our team of insurance experts is here to help you with all your insurance needs. Get in touch with us today and see for yourself why we're a trusted source for commercial property insurance.
Business Property Insurance
Commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, and more.
This type of policy typically covers things like losses from fire, break-in, vandalism, wind and other natural or manmade disasters.
Some of the most common categories of commercial property insurance include:
Insuring Buildings - If you own a commercial building, you’ll need property insurance to protect your investment.
Business Interruption Coverage - Also known as business income insurance, this coverage reimburses a business owner for lost profits and fixed expenses while a business is closed. It applies while the building is being restored due to damage from an event such as a fire. It may also cover financial losses that result from limited customer access to your building after a disaster.
Business Personal Property Coverage - Protects property at a specific location – assets such as furniture, fixtures, equipment, and inventory.
Flood Insurance - Many commercial property policies exclude flooding as a cause of loss. If your business is in an area prone to flooding, you’ll need to purchase a separate policy to protect your business against potential flood losses.
Electronic Data Processing (EDP) Insurance - Specifically designed to protect computer-related equipment, for which most commercial property policies provide limited coverage. EDP policies may broaden coverage to include damage from things like power surges or computer viruses.
You’ve invested a lot into your business, so make sure you protect your investments. Contact us today and we'll help you find the property insurance coverage that best suits your needs and budget.
Contact Laguna Blue Insurance Agency to find out how we can help you with your strategic objectives.
Our team is standing by to help you.